23, no savings & no job & no girlfriend.Hi, i've been dealing with the famous 30-years-young crisis.
I'm 29 and i'm pretty much don't know what future might be for me and to be honest i'm a little bit afraid. I've got no savings at all.
You shouldn't be afraid of the future but it does help to try and plan. It's good to prepare and plan. Also a lot of people can't afford schooling but there are schools that offer 2 year degrees for certain things like web development on my end for example which I plan to complete once I get better from being sick. Even if your at that age where you think it's too late, it truly never is too late. If your able to get a loan you could go to school and have a chance at a much better job. Plus even if you decide on not doing that, you can still get a good job. It helps if you have a GED or High School diploma but either way it's possible.
The future is scary I feel but I think the most important thing to remember is that you are never too old to do what you want to do. It is okay if you do not have an idea of what you want to do yet.. many people change their mind anyway! Do what is safe and what makes you happy, but try to take risks too.